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Abhinav Kumar is an engineering graduate and former H-1B visa holder who spent several years living and working in the United States. He navigated employer transitions, visa stamping, and the financial realities of U.S. immigration firsthand. He writes about U.S. immigration policy and personal finance for Indian immigrants, drawing on USCIS policy manuals, Federal Register guidance, and direct experience.Quick Summary:…
Most people who get an H-1B RFE — or worse, a denial — weren't missing a random document. They failed a prerequisite check that should have happened months before anyone touched Form I-129.That's the thing about the H-1B that immigration guides often skip over. The visa isn't primarily a paperwork exercise. It's an eligibility exercise first. The forms, the fees,…
People find it difficult to manage their payment obligations because credit card debt accumulates interest rates that exceed 20%. The possibility of debt repayment exists as a reachable goal that we should work to achieve. You can achieve the elimination of your credit card debt through effective methods and the development of correct mental attitudes which will help you create…
You've probably already found a list. Maybe it had 50 company names,…
Abhinav Kumar is an engineering graduate and former H-1B visa holder who…
Opening a bank account in the United States is one of those…
Introduction: Clearing Up the Confusion When U.S. investors compare Roth IRA vs.…
Abhinav Kumar is an engineering graduate and former H-1B visa holder who…
A lot of families put money into a 529 plan with good…
Here's what changed in May 2025 that every H1B homebuyer needs to…
The short version: 2025 was the most disruptive year for H-1B policy…
And then, you know, you've just been working very hard to accumulate…
Key TakeawaysThere are TWO separate 5-year rules: one for earnings (starts with your first-ever Roth contribution) and one for each conversion you makeYour contributions are always accessible tax-free and penalty-free…
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