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Before we begin: This isn't a process overview. Those exist everywhere and they all say the same things. This is about the decisions that actually matter — the ones that determine whether your green card takes 3 years or 30, whether your priority date is worth anything, and whether the path you're on right now is actually getting you somewhere.Let's…
Abhinav Kumar is an engineering graduate and former H-1B visa holder who spent several years living and working in the United States. He navigated the H-1B lottery, employer transitions, and U.S. tax filing as a nonresident and later resident alien. He writes about U.S. immigration policy and personal finance for Indian immigrants, drawing on IRS publications, USCIS policy manuals, and…
Look, most people say investing in the S&P 500 is the easiest cheapest way to get your feet wet in the stock market. Basically, it is a list of the 500 biggest U.S. power houses think Apple, Microsoft, and Amazon. You can not just buy the index itself but you can put your money into index funds or ETFs that…
You landed your H-1B. You did the lottery, survived the wait, started…
The short version: The interview waiver program lets qualifying H-1B holders renew…
There's a specific kind of dread that H-1B holders know well. It's…
There's a particular kind of frustration that occurs mid-process: you're filling out…
A note on 2026 figures: Contribution limits and MAGI phase-out thresholds cited…
Abhinav Kumar is an engineering graduate and former H-1B visa holder who…
There are two things nobody tells you before you land in the…
Quick Summary: Most H-1B sponsorship guides tell you what the process is.…
A lot of families put money into a 529 plan with good…
Mini Summary: Roth IRA 5-Year Rule The Roth IRA "5-year rule" is actually three separate rules: your contributions can always be withdrawn tax-free and penalty-free at any time, your investment…
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